Home Equity Lines and Loans

U.S. Bank offers Home Equity Lines of Credit (HELOC) and Loans. Competitive interest rates, no closing costs, low monthly payments and tax deductibility make our Home Equity products the smart choice for financing:

• Home improvements
• Debt consolidation
• Vehicle purchases
• Education expenses
• Unexpected expenses

Apply online for the Home Equity product that suits your needs and close at the branch of your choice. 

Home Equity Line of Credit

Enjoy great rates and a variety of flexible payment options with a U.S. Bank Home Equity Line of Credit.

• Rates as low as 3.99% APR1
• Combines the flexibility of a line of credit with various monthly payment options. And with our Fixed Rate Option get a fixed interest rate and monthly payment on all or a part of your balance.
• Provides the ability to lock in a fixed rate 1 on all of or any part of your variable balance at any time
• Offers flexible payment options, including interest-only
  

Home Equity Installment Loan

Relax knowing you have the security of a fixed rate U.S. Bank Home Equity Loan offering fixed monthly payments.

• Provides second lien financing with the security of a fixed rate and fixed monthly payments
• Offers terms up to 30 years2
• Disperses your funds to you